Buy or refinance with us once. If rates fall later and you qualify for our lower-rate program, we proactively reach out and cover all of our lender fees to refinance you at the lower rate — you don't have to watch the market.
Get your free plan → or call (407) 616-3433We're the mortgage company that hates debt — so we don't want you stuck paying a higher rate a year from now, or paying lender fees twice. The Refi Warranty is our commitment: for any client we help purchase or refinance, if rates drop later and you qualify, we cover all of our lender fees and refinance you at the lower rate.
Close your purchase or refinance with Premier Home Funding. You're automatically covered.
If rates drop and you qualify for our lower-rate program, we reach out to you first. No monitoring on your end.
We cover all of our lender fees and refinance you at the lower rate — so the savings are yours, not eaten by costs.
That's the whole point — when rates improve, you should keep the savings. We remove our lender fees so the lower rate actually works in your favor.
Get a clear plan and honest numbers — with the Refi Warranty behind you. No pressure, no credit pull to start.
Claim my free plan →Refi Warranty terms and conditions apply. This is not a commitment to lend or a rate lock. Coverage of "lender fees" refers to Premier Home Funding's own lender fees only; third-party costs (such as title, appraisal, credit, and government/recording fees) are not lender fees and may apply. Any future refinance is subject to credit approval, program availability, property eligibility, and qualification at the time of refinance, and is not guaranteed. Ask us for full details. Educational information only — not financial or legal advice. Equal Housing Lender · Premier Home Funding · NMLS #210950.