Mortgage Broker in St. Augustine, FL
From the historic downtown streets to the master-planned communities of St. Johns County, we help St. Augustine families finance a home in the nation's oldest city — and build a plan to pay it off and owe nothing else.
A Florida lender who knows the nation's oldest city
St. Augustine is unlike anywhere else we serve. As the oldest city in the United States, it pairs a storied historic downtown and coastal charm with some of the highest-rated schools in St. Johns County — a combination that keeps drawing families, relocation buyers, and second-home owners year after year. The housing here is just as varied: centuries-old historic homes near the waterfront alongside newer master-planned communities like World Golf Village and nearby Nocatee. We finance across that whole spectrum, and we learn the property and the neighborhood before we ever talk loan terms.
We're the mortgage company that hates debt, and that conviction shapes every loan we write. Plenty of brokers can get you qualified for a St. Augustine mortgage; far fewer hand you a written plan to actually pay it off. Our 24SEVEN Method does exactly that — a personalized, written payoff strategy so your home loan has an end date instead of trailing you for 30 years, and so the rest of your financial life stays debt-free along the way. You'll see your real options in writing before you apply.
St. Augustine's tourism and hospitality economy means many of our buyers are self-employed or own a business, and we specialize in the income stories that don't fit a tidy W-2 box — including buyers navigating a purchase during divorce planning. We also stand behind our work with our Refi Warranty: for any client we help purchase or refinance, if rates drop later we proactively reach out and cover the lender fees so your refinance costs $0 in lender fees. Already own here? A refinance or recast can shave years off your timeline.
- Conventional purchase loans for primary homes and move-up buyers
- Financing for historic homes and newer master-planned communities
- Self-employed and business-owner home loans
- Refinancing and recasting to accelerate your payoff
Serving St. Augustine & nearby
Historic downtown, World Golf Village, Nocatee and the wider St. Johns County coast. Licensed throughout Florida · NMLS #210950.
Free Custom 24SEVEN Method Report
Your personalized debt-free home plan and real loan options in writing — no pressure, no credit pull.
Common questions from St. Augustine buyers
Do you finance historic downtown homes and newer communities like World Golf Village?
Yes. St. Augustine ranges from one-of-a-kind historic homes downtown to newer master-planned communities such as World Golf Village and nearby Nocatee. We shop multiple lenders so the financing fits the property, whether it is centuries old or brand new.
Can you work with self-employed buyers in St. Johns County's tourism economy?
Absolutely. St. Augustine's hospitality and tourism economy means many of our buyers are self-employed or business owners. We specialize in structuring loans around real income that does not fit a tidy W-2 box, and we put your options in writing before you apply.
What is the free 24SEVEN Method Report?
It is a written, personalized plan showing your real loan options and a strategy to pay your St. Augustine home off faster and owe nothing else. There is no pressure and no credit pull to receive it.
Meet your St. Augustine loan expert
Work directly with Claudia Martinez, who serves St. Augustine and the surrounding area.
Your St. Augustine home, with a payoff plan
Let a Florida broker who hates debt build a free, written strategy for buying or refinancing in St. Augustine.
Nearby service areas: all areas · Palm Coast · Ormond Beach